Bankruptcy

We have been successfully doing Chapter 7 bankruptcies for the last 7 years and counting. Each case has been specific to each individual. We prepare all documents, forms, and schedules on your behalf, as well as answer any questions or concerns you may have throughout the entire process. There is no online questionnaire, there is no, "fill out this packet of papers and come back to me when you're done," because WE WORK FOR YOU, not the other way around.

In Chapter 7 bankruptcy, the debtor files a petition with the court, which includes detailed financial information about his/her assets, debts, and income, and a list of the assets claimed as exempt.

The entire process, from date of filing to date of discharge, takes about three to four months. Please refer to the following for a framework of the process;

Step 1: Call today to get your FREE consultation.

When setting up the appointment, we will ask you to bring the following information with you:

- Tax returns for the previous 2 years

- Pay Stubs from your employer for the past 6 months

- Bank statements for the past 6 months

- Information about all creditors

→ We help obtain a credit report in office at your first consultation

Step 2: Counseling Courses

Two bankruptcy counseling courses are required by law to be completed

- 1 class prior to filing

- 1 class after trustee meeting

Step 3: Electronic Filing

We fully prepare all necessary documents for your petition for electronic filing. Upon your final review of all information being complete and correct, we submit the petition to the Bankruptcy Court.

Step 4: 341 Meeting (Meeting of Creditors)

Once we file your petition, a 341 meeting will be held within 30 days. The attorney will ensure that you are fully prepared and will represent you during the meeting.

All debts will be discharged within 60-90 days after the trustee meeting.